thanks for joining us this morning. marjorie, i think most people understand in a bad economy a lot of people trying to live off fast food worker wages very tough, sympathetic to the idea of raising their wages. when workers get too expensive businesses replace workers. so we will see automated ordering, won't we, at fast food places? >> look, in order to raise any kind of salary you're obviously going to -- or any kind of wage you're going to have to change the business model a little bit. it means things will cost a little more, there will have to be a shift in the workers. you have to look at the long-term outcome. you pay workers more in the long run, end up with more americans which can spend pore money which grows businesses and our economy having these low wage workers puts on our systems like social security and medicaid, we end up paying almost $900 billion to bank tellers alone, low wage bank tellers, to subsidize their living. we pay for it one way or the other. >> that's an interesting point, michael. what's